Who You Are

Married, with kids at home.

You have a spouse, children under 18 (or coming up on it), and a list of "what-ifs" that gets longer every year. Most of those what-ifs aren't about death — they're about who steps in if both of you can't, and how the kids are cared for in the meantime.

Who You Are

The plan most parents actually need.

Most married couples with kids walk in asking about a will. The will is the smallest part of what they actually need.

The real questions are: who raises the kids if neither of us can? Who has the legal authority to pick them up from school the day something happens? How do we make sure the money meant for the kids stays for the kids, even if the surviving spouse remarries? What does long-term care for our parents do to the inheritance we want to leave the kids?

A well-designed plan for a married-with-children family answers all of those questions — in writing, in plain English, before anyone needs them.

What we focus on for you

Three things parents underestimate.

01

The first 24 hours

Most plans focus on what happens at death. The first crisis is usually 24 hours of confusion: who picks up the kids, who has school authority, who calls the doctor. Our Kids Protection Plan® handles that gap.

02

Protecting the kids' inheritance

If both parents pass and the surviving spouse remarries, the kids' inheritance can be at risk. The right trust structure keeps the kids whole — without making the surviving spouse feel mistrusted.

03

Guardian vs. trustee

The person you trust to raise your kids and the person you trust to manage money for them aren't always the same person. The plan treats them as separate roles, and lets you name a different person for each.

A family of four on a garden bench, laughing.
The plan typically includes

A plan that covers the parents.

For married-with-children clients we usually recommend the Trust Plan — a revocable trust-based plan with funding, Kids Protection Plan®, and the three-year review program built in.

Building blocks

  • Revocable living trust for both spouses
  • Pour-over wills
  • Powers of attorney for each spouse
  • Healthcare directives & HIPAA
  • Guardian nominations for minor children
  • Kids Protection Plan®
  • Beneficiary trust for kids' inheritance
  • Asset retitling & beneficiary updates
  • Life insurance ownership review
  • 529 / education account integration
  • Family handoff session
  • 3-year review · included
"
John is the definition of a true professional. The information and guidance he provides when it comes to estate planning is next to none! I highly recommend John to anyone looking to secure their legacy.
— Riley W. · ★★★★★ on Google
For parents

Start with a Life and Legacy Planning Session®. The kids come first.

Book a discovery call → 571·56·TRUST571·568·7878
Free discovery call · 15 minutes · By appointment